Renting or buying a home in Greece

Renting

• Most landlords ask for a tax number (AFM) and a Greek bank account.
• The landlord declares the lease to the tax authority online. You get a message in myAADE and by email, and you have 30 days to accept or reject it. If you do nothing, the declaration counts as accepted.
• Don't send money before you've seen the flat and have a contract.

Source: AADE: press release on lease declarations (Greek, PDF, 2.6.2025) · AADE: Tax number (AFM / TIN)

Buying

1. A tax number (AFM) and a Greek bank account.
2. Check the property in the land registry (Ktimatologio).
3. Transfer tax: 3% of the taxable value, plus a municipal levy of 3% of the tax amount. The buyer files a return and pays the tax before signing. New-build homes may follow different rules.
4. Sign the sale contract before a notary and register it in the land registry.

Get your own lawyer, who represents only you.

Source: AADE: Real Estate Transfer Tax · Hellenic Cadastre (Ktimatologio)