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🏠 Cyprus · Housing

Renting or buying a home in Cyprus

What to know when you rent, the steps to buy, what to watch out for in the north, and where to find real sale prices.

✓ Checked against the sources: October 2026

⚠️ This isn't legal or financial advice. Use an independent lawyer for any purchase.

Renting

  • From 1 July 2026, rent for property in Cyprus is paid only by bank transfer, debit or credit card, or a recognised electronic payment method. Not in cash.
  • Tax residents can deduct up to €2,000 a year per person for rent on their main home, subject to income limits.
  • Don't send money before you've seen the flat and have a contract.

Source: Tax Department: Tax Reform 2026

Buying

  1. Check the property with the Department of Lands and Surveys: ask for a search certificate (form N50) to see what's registered on it.
  2. Sign a contract of sale and deposit it with the Department of Lands and Surveys (for a fee).
  3. On the transfer of ownership you pay transfer fees. The department's site has a calculator.

Get your own lawyer, who represents only you.

Source: Department of Lands and Surveys · Department of Lands and Surveys: FAQ

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